A payment is just the beginning.

Nearphyld brings live order tracking to physical payments. Tap once, and every order at every connected venue follows you to your lock screen.

Vision

01

Payments went digital. The counter didn't.

In 1979 the payment terminal was invented. Through the early 2000s the world's digital infrastructure was built around it, and a small idea grew into something no business can run without.

As the digital world grew, digital transactions became a catalyst for innovation. The luxuries of the past became the norms we can't live without. But as all of that attention went to the digital world, innovation in physical transactions was left on the sidelines.

A person walks up to a counter and proves who they are. They pay. They are standing right there, holding the most connected device ever built. And the moment the payment clears, both sides disappear. The venue shouts names into a crowd. The customer stares at a counter, or holds a plastic buzzer two hundred people held before them. It repeats, exactly the same, every payment.

Online, this would be unthinkable. Every online order is tracked from checkout to doorstep. However, at the physical counter, where most of the world's transactions still happen, the payment is a dead end.

We view the payment as just the beginning.

Mission

02

Turn every payment into a live connection between people and the places they inhabit.

Starting where the pain is sharpest: the customer and the kitchen.

What we build

03

The connection layer for physical payments.

A customer pays with the card they already own. They hold their phone over our device once, and from that moment the order tracks itself on their lock screen. Preparing. Then ready to collect.

On iPhone we connect through an App Clip and the Live Activity. Nothing is installed. Every future payment at a connected venue appears on the lock screen the moment it clears.

On Android, or an older iPhone, the tap opens a web page that tracks that order and offers the app. With the app, the same thing happens: every future payment at every connected venue syncs to the phone through the payment itself.

You're not made to stand in line. You're made to stand out.

The law of zero

04

Every payment technology that won, won by removing a step.

Cards removed cash. Tap removed the PIN. Each time the moment got shorter, and each time the technology became universal.

Connecting the counter has to obey the same law. Every attempt before us asked the customer to do something first: download a venue's app, make an account, hand over a number. The amount of extra effort you can ask for at a counter is zero.

So we ask for one tap, and we only ask once. It takes the place of the ticket, the buzzer and the shouted name. From then on your card is how the network recognises you, at every venue, on every processor, in every country. You pay, and your order syncs straight to your phone. You open nothing. You repeat nothing. If you start using a new card, tap our device once more and that card is connected to you as well.

We never learn your name, your number, or your face.

The missing layer

05

Why doesn't this already exist?

Because payments are split between rivals, and none of them will build a network for the others. Every processor and every point of sale is its own island. Each could connect its own counters. None can connect all of them, and a network that only works sometimes isn't a network.

So it takes a neutral company: one layer across every processor, every point of sale and every phone, belonging to none of them. That layer is what we build.

Density

06

Every connection makes the next one easier.

Every customer who taps at one venue is already connected at every other. So a new venue doesn't start from zero. On its first day, a share of its regulars already appear on the tracker without doing anything. And every venue that joins gives every connected customer one more place where paying is enough.

So we don't scatter. We saturate one city at a time, venue by venue, until live tracking stops being something a venue offers and becomes something people expect when they pay. Tap-to-pay became universal the same way: city by city, until the alternative felt strange.

At that point the question changes. Not why a venue has it, but why one doesn't.

The destination

07

Tap-to-pay took two decades to feel inevitable. Now nobody carries cash.

The next step is just as obvious. Every counter, every pickup window, every food court, in every city and every country: the payment starts the connection, the phone finishes it, and nothing is installed anywhere.

Billions of payments end at a beep every day. We're building what happens next.

nearphyld
The connection after the tap.